Health, time, and money are related.
TUC began as Obsidian, which focused on banking. TUC now builds tools that explain how health, time, money, information, and access are related, starting with Vueni.
Our commitments
What we promise.
01
We collect only the data that we need.
Before we collect data, we tell you why we need it. We ask for your consent, and we show you the controls.
02
We show the tradeoffs.
Before we give advice, we examine all the information that you share. We show how the facts connect and what each choice costs. We do not give one answer as the only answer.
03
We make information easy to use.
We write in short, clear sentences. We show the numbers that are important, and we tell you what they mean for you.
04
We build with people that other systems exclude.
Banks and other large systems often ignore some communities. We start our work with these communities, and we design for their needs first.
05
We work with public partners for the long term.
Public-service work takes time. We agree on clear goals with each partner. We ask for feedback often, and we change our work when the feedback shows a problem.
Our founders
Our founders use their own experience and checked facts to guide our work.

Damon Kirk
Founder

Steven Farrar
Founder
Press
In the press.
Archive
Obsidian Banking · 2022–2023
Transparency, a payments game-changer
Equitable Banking for Black Americans
5 ways small financial institutions collaborated on tech
The very point of sale: The gift of time
Snapshots from MPC22
Episode 459: Building trust and expanding reach
The very point of sale: Surviving the age of uncertainty
Researchers, fintechs find helpers amid high inflation
An equitable, all-encompassing bank for African Americans
The very point of sale: Stone soup with Obsidian Banking
The Pantheon of Black Banking
Green Sheet interviews Obsidian Banking’s Damon Kirk
Hidden Gems: Meet Obsidian Banking
For interviews, comment, or images, write to hello@theunderstanding.company. We answer within two business days. Our marks, colors and type are in the brand kit.
Work with TUC.
TUC works with municipalities, public agencies, nonprofits, and foundations on clearly defined public-service work.
Send an inquiry
Prefer email? Write to hello@theunderstanding.company.
Damon Kirk and Steven Farrar read every message and reply within two business days.
