Your money, finally understood.
Vueni
Built to understand
Every purchase has a reason
Your bank sees a number. Vueni sees the receipt, the package, and the night you bought it, then helps before the next hard one.
Receipts matched automatically
Up to 6.00% APY¹
Up to 5% cashback²
Calm Mode card controls
Values
Spend by what you believe
Your card keeps the promise
Gambling is declined at the card. Alcohol, sweepstakes casinos, and the rest are watched, and your card pauses when one slips through. Values mode adds interest-free savings, a giving rule, and cashback that gives.
Stress radar
See the spiral
before it starts
Everlane, $128.00 · 11:48 PM
7 signals lined up on Sun, Oct 4. Vueni suggested a $125 per-purchase limit until morning, sized so groceries still go through.
After 11 PM
2h 12m below your usual
-18% vs your baseline
3rd order in 24 hours
Pots
Money with a purpose
Goals that earn while you sleep
Up to 6.00% APY1
Rates and eligibility vary. Every pot earns the same rate.
Prefer no interest? Interest-free mode turns yield off, with gold as an option.
+6.00% APY
$6,200.00
+6.00% APY
$1,840.00
+6.00% APY
$612.00
+6.00% APY
$186.40
One app
Everything your money should know
Everlane
orders@everlane.com
Your Everlane order #EV-20931 is confirmed
01
Receipts that find themselves
Forward receipts to your private Vueni address, or connect your inbox. Every card purchase gets its receipt, items, and return window.
Everlane · 2 items
UPS 456784
- OrderedToday, 11:48 PM
- Label createdUPS
- In transit
- DeliveredEstimated Oct 8
02
Every package, tied to its purchase
Tracking numbers come straight from your receipts. Know what’s arriving, what’s late, and what can still go back.
03
Meet the Vueni Card
A Visa card that works anywhere, adds to Apple Pay in seconds, and lets you set limits on it yourself.
Calm Mode · Tonight
Sunday nights have been hard lately.
04
Calm Mode
When sleep, heart rate variability, and the hour line up badly, Vueni suggests a softer card for the night. You stay in charge.
$48 to Maya
Dinner at Lucali
05
Send money instantly
Pay anyone on Vueni by name or handle. It arrives in seconds, and it’s free.
Forecast · Nov 3
$6,996Likely $6,596 to $7,397
Forecast · Nov 3
$6,996Likely $6,596 to $7,397
Nike refund
Oct 9
Payday
Oct 16
Spotify
Oct 17
Payday
Oct 30
06
See next month first
Paychecks, rent, subscriptions, and refunds already in the mail, projected 30 days ahead with an honest range.
$212 can still come back
Everlane is returnable until Nov 4. A Nike refund is on its way.
Remind me07
Insights that do the math
Vueni spots the patterns, the money that can still come back, and the room in your budget, then offers the next step.
Shopping agent
Approve a card for one job?
08
Agent Cards
Give an AI assistant a single-use card with a hard limit. It closes after one charge, whatever the agent tries next.
Superfan · earned this year
$38.20
09
Superfan rewards
Earn back when you spend with the creators and communities you support.
Gold vault
20.000 g · $110.00/g
$2,200.00
+1.2% this week
10
Gold vault
Move savings into gold in a tap, and back to dollars whenever you need them.
Calm Mode
A softer limit
not a lecture
Vueni never blocks your life. It suggests, you decide. Turn Calm Mode on for a night, let it follow your patterns automatically, or leave it off entirely.
Join the waitlist
Private by design
Health stays on your iPhone
Only a score leaves it
ON-DEVICE
Apple Health data is read and scored on your iPhone. Vueni’s servers receive three numbers against your own baseline, never your records, and never use them for credit or ads. Passkeys, Face ID, one-tap freeze, and limits you set yourself protect everything else.
Your questions, answered
Everything you need to know
Join the waitlist
Who is Vueni for?
People who want their money to fit their life, especially anyone who has noticed that hard days and big spending tend to arrive together. Vueni is invite-only while we launch in the United States.
How does Vueni know when I’m stress spending?
Will Vueni block my purchases?
How do receipts and tracking get connected?
Can Vueni block gambling?
Can Vueni match my values or faith?
Is my health data sold or shared?
Is Vueni a bank?
1. Annual Percentage Yield (APY) is variable, subject to change, and depends on eligibility. Yield is provided through Whop Treasury on eligible balances.
2. Cashback is earned on eligible purchases made with the Vueni Card. Merchant-funded offers are provided by Whop; boosted cashback is funded by The Understanding Company through platform cashback rules and may change at any time.
3. The Understanding Company is a financial technology company, not a bank. Accounts, balances, cards, and money movement are provided through Whop’s financial infrastructure and its partners.
4. Health signals are computed on your iPhone. Vueni receives a derived score, never raw health records, and never uses health data for credit, underwriting, or advertising.
5. Integrations roll out over time and may not be available in every region.
6. Gambling merchant categories are declined at authorization on every Vueni Card by the card program’s default rules. Merchants that code themselves differently (for example sweepstakes casinos), alcohol, and other guardrails are detected after the purchase, and Vueni can then pause your card.
7. Values mode lets you choose guardrails, interest-free savings, and a giving rule that fit your beliefs. Vueni does not certify products as meeting any particular religious standard, and giving figures are estimates to confirm with your own advisor.